Businesses have different financial needs than individuals, which extend to their insurance needs. At Steiner Insurance Group in Nashville, NC, we offer commercial insurance.
Commercial Property Insurance
You’ll need commercial property insurance if you own a physical building associated with your business, such as a store, office, or manufacturing center. A commercial property policy covers the building and any business property or equipment within the building. However, it’s essential to understand that commercial property insurance does not include liability coverage.
General Liability Insurance
General liability insurance protects you from liability if someone is injured on your business property. It also covers damage to someone else’s property or belongings while at your business.
Business Owner’s Policy
A business owner’s policy, also known as BOP, combines general liability and commercial property insurance.
Professional Liability
While general liability covers people who are at your business, it doesn’t cover liability related to your products or services. For instance, if you are a mechanic and make a mistake that breaks a customer’s engine, professional liability will cover the repair cost.
Product Liability is another form of professional liability coverage. It covers damages caused by a faulty product created by your business.
Commercial Auto Insurance
You’ll need a commercial auto policy if you use a vehicle for business purposes, such as transporting customers, goods, or equipment.
A commercial auto policy also covers any legal driver, allowing employees to drive the company vehicle as well safely.
Commercial Insurance at Steiner Insurance Group
Contact Steiner Insurance Group if you need commercial insurance in Nashville, NC. We provide business insurance to meet the needs of businesses of all sizes. Our friendly agents will help you select the right policies for your business.
